Home Loan Applications and Wizards
Finding the right loan and program for each individual is what separates a mortgage specialist from a computer program. While technology is a tool that we use routinely when searching for loan programs, it takes personal care and know-how to ensure something hasn't been overlooked.
Below are a variety of San Diego Home Loan wizards which are designed to enable you with the opportunity to determine which Loan Programs will be best for you.
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RefinanceWhile making the decision to go for a home refinancing option, it is important to determine whether the amount you save on interest balances and the amount of fees payable during refinancing. There's no need for you to grind your mental gears, Steve will take care of all of the refinancing calculations. Just take a moment to fill out the Refinance Wizard. |
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Purchase Home LoanTo determine your purchasing power, you need to consider the following things: monthly income, monthly debts, down payment amount, loan closing costs, and your credit history. For help, you can use the Purchase Home Loan Wizard. |
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Pre-Approval / PrequalifyA pre-approval certificate is the best way of demonstrating your ability to purchase a home. Pre-approval offers are also given stronger consideration by a seller than pre-qualification letters. To issue you a pre-qualification certificate, your mortgage specialist will ask you for documentation such as W-2 forms, paycheck stubs, and bank account statements, and then run your credit report to establish credit worthiness. Use the Pre-Approval / Prequalification Wizard to get started. |
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Credit ScoreAs mentioned above, to determine your purchasing power, you need to consider the following things: monthly income, monthly debts, down payment amount, loan closing costs, and your credit history. Get Your Credit Report! Use the Credit Report Wizard. |